Next-generation virtual account

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Unique and global
virtual account

A unique account and user ID to access to the same services, with the same user experience, in any country where El Callao operates.

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Democratic and intelligent

Clients get the same financial services regardless of being banked or not and receive real-time recommendations based on their activity.

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Easy to use,
available 24x7

Clients open their accounts and start making daily transactions in less than one minute, anytime and anywhere.

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100% Safe

State-of-the-art technologies and processes, securing clients’ funds and personal information from unauthorized accesses.

Key microfinancial services to fully penetrate the underserved segment

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Payments

  • • Utility bill payment
  • • Mobile top-up
  • • P2P transfers
  • • Online and in-store purchases
  • • Prepaid credit cards
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Credit

  • • Consumer loans
  • • Auto loans
  • • Employee loans for SMBs
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Insurance

  • • Life insurance
  • • Health insurance
  • • Car/motorbike/bicycle insurance
  • • Mobile phone and tech insurance
  • • Baggage insurance
  • • Personal accident insurance
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Remittances

  • • Local money transfers
  • • International remittances

Our Approach


Innovative, asset-light, business model, intermediating financial services amongst 3rd party providers and underserved communities under our umbrella brand

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Underserved Communities

Active and large communities with unsatisfied transactional needs generating client subscriptions in return for an indefinite profit sharing agreement
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Financial Services Providers

Integration and customization of 3rd party financial services, acting El Callao as originator and collections agent while providers operate and manage the services
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Non-banking Correspondent Networks

Established, high-density, 3rd party agent networks acting as point-of-contact with clients at field level and providing cash-in and cash-out services

All you can do with a traditional bank, almost free of charge and avoiding rigid and cumbersome requirements.

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Open your El Callao account from your phone in less than one minute and start sending and receiving money, making payments and purchases, borrowing money and insuring your valuables.

Get the App now

save money and stay in control, safely and secure!